Card skimmers are difficult to detect and are on the rise. Here’s what you can do to protect yourself.

• Credit card skimmers are increasingly targeting the financially vulnerable across the country.

• The FBI estimates that card fraud costs consumers and banks about a billion dollars annually.

• Authorities report an increase in card fraud and EBT fraud, calling for vigilance and preventative measures.

Credit Card Skimmers are on the rise across the country and are targeting the country’s most financially vulnerable people.

The FBI estimates that card fraud costs consumers and banks about a billion dollars a year. Last year, Justo, Isaac and Companya financial data analytics company, found that debit card fraud grew by a staggering 96% compared to the previous year.

Last month, federal Secret Service agents swept 472 businesses in Florida after reports of increased EBT scams, WJXT reported. Police found 13 devices across the state. The Secret Service estimated that police avoided about $1.3 million in losses during the operations, WJXT reported.

Authorities across the country say reports of card skimming and EBT fraud increased last year.

The Washington State Department of Social and Health Services said this week it has found an “alarming increase in fraud” related to EBT fraud. The agency estimates that EBT recipients have lost about $5.5 million over the past two years due to fraud, The Seattle Times reported.

Authorities in Virginia, new Yorkand other states have also issued similar warnings in recent weeks.

New York Office of Temporary and Disability Assistance Issued EBT Scam alert on July 2, warning of increases in card fraud and phishing. Phishing is a form of fraud in which criminals try to obtain your personal information by pretending to be someone you know or trust; Perpetrators often send emails claiming to be from your bank or a social media platform you use.

Although card skimmers are effective at stealing data, EBT cards often require a PIN number that cannot be easily removed from the machine, according to the FTC.

Scammers use phishing tactics such as text messaging or installing hidden cameras next to cash registers to steal PIN numbers, the agency says.

To prevent card fraud, the FTC recommends making sure your card reader is loose when paying, changing your EBT PIN number at least once a month, being on the lookout for phishing, and regularly checking the amount held in your EBT account.

The New York Office of Temporary Disability also recommends checking for discoloration between the body of the machine and the card reader.

“The easiest way to check for a skimmer is to gently pull on the terminal. They are fragile and come loose immediately,” says the agency. “If you notice any signs that a skimmer may be in use, do not swipe your card and alert the store manager. Please contact the police and notify your local department of social services as soon as possible.”

Read the original article at Business Insider