A MAN has started a fundraiser after receiving an unexpected Social Security payment.
Facebook user and Social Security beneficiary Elie asked for help to “keep working toward a better future.”
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He was shocked when he received a letter requesting an “unexpected Social Security overpayment.”
“The system penalizes hard work and now I’m facing a $5,208 charge that I can’t pay,” he he wrote.
The user created a GoFundMe page to raise money for the imminent payment.
In his description, Elie accused the Social Security Administration of failing to help its beneficiaries.
Read more about Social Security
NO HELP
“We all know Social Security doesn’t allow people to work and recover,” Elie said.
“They literally let you make $200 or they penalize you,” he included a photo of the overpayment notice on his GoFundMe publish.
The user explained how he had been working overtime at his job, even though it was not salary-based.
His Supplemental Security Income, SSI, was compromised despite him not having the funds to pay the $5,208.
Elie said he would be lucky if he had $100 left after his bills, “let alone enough to pay this ridiculous amount.”
He called himself a hard worker and said SSI payments allowed him to set aside money.
ADDITIONAL PAYMENTS EXPLAINED
The Social Security Administration says overpayments occur when someone receives more money than they should in a given month.
“The amount of your overpayment is the difference between the amount you received and the amount owed,” it says SSA.gov.
Social Security lists several reasons why a beneficiary might receive an overpayment notice:
- The income is higher than they estimated
- Life situation or martial status has changed
- They have more resources than the limit allowed
- They are no longer disabled but still receive benefits
- They do not report a change (on time or at all) to the SSA
- SSA incorrectly calculates benefits due to incorrect information
SSA-632 Filing Exemption Form
Those who are unable to repay the overpayment amounts indicated by the SSA or who feel they should not be able to do so can fill out a specific form.
- O form is identified as SSA-632 in the SSA website and can be completed and submitted at a local office.
- “If you agree that you received an overpayment, but you feel that you should not have to return it because you did not cause the overpayment and you are unable to repay it, you should complete Form SSA-632,” notes the SSA on your website.
- It also lists several refund options.
- Recipients with additional questions should call 1-800-772-1213.
Social Security sends a notice of the overpayment and requests a full refund within 30 days.
If the recipient does not repay the overpayment after those 30 days, Social Security may withhold 10% of your monthly payments.
Beneficiaries may request an appeal against the decision by submitting a waiver form.
It asks for the recipient’s mailing address, telephone number, and representative if they use an attorney.
The SSA will reconsider its decision and possibly refrain from collecting the overpayment.
MORE SOCIAL SECURITY
One man said he received a notice of overpayment of $100,000 in SSI benefits.
The user described his dilemma on Reddit, claiming he was told he had been overpaid over the past decade.
He had received SSI payments as a child due to his health condition and was now being told he was ineligible to receive benefits.
For related content, The US Sun has a schedule for COLA Social Security updates.
A little-known rule caused a woman to lose $111,384 in Social Security benefits.
Meanwhile, a retirement expert shared advice with a couple in their 60s who saved $1.3 million.
This story originally appeared on The-sun.com read the full story
