‘Improper payments cost me’, cries Social Security user who said she lives on ‘less than US$400’ per month to pay debts

A WOMAN has been hit with an overpayment from Social Security that she cannot afford.

Chevonne, a woman facing financial difficulties, has been dealing with overpayments that are significantly affecting her financial stability.

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Chevone said in Social Security Blog that she lives on less than $400 a month, which presents considerable challenges.

In addition to her financial struggles, Chevonne faces health issues that are made worse by the stress of her situation, something she highlighted in her post.

“I won’t even try to work unless they find a better way to live and I’m not a slave to Social Security,” Chevonne wrote.

“We have to do better so that my quality of life can be better,” she added.

DEALING WITH OVERPAYMENTS

If you have been notified of an overpayment, the Social Security Administration requires that you return the excess amount within 30 days.

Improper payments occur when the agency cannot accurately calculate your benefits due to inaccurate or incomplete information.

This can happen if you don’t update the SSA about your situation, such as changes in your employment status, living arrangements, marital status, or income.

SSA will delay collection of the overpayment for at least 30 days, plus five days for mail delivery, from the date of notification.

If you submit a waiver or reconsideration request within this time frame, SSA will delay billing until a decision is made regarding your request.

If you are eligible, you can make your refund online as indicated on the SSA website.

Your overpayment notification includes online payment instructions and a remittance ID.

You also have the option to make payments through pay.gov.

MORE CASES

Cases like Chevonne’s are not rare.

An individual received notice that he was obligated to repay approximately $4,000 to the SSA due to his late father-in-law’s late payments.

The individual was informed that SSA had not contacted the couple until now because her husband was the first of their six children to retire.

Although they were given 60 to 90 days, the office said it would withdraw the couple’s Social Security benefits.

Another individual reported selling his home after being instructed to return approximately $121,000 to management over a 30-day period.

The former postal worker received about $900 a month from Social Security since 2001.

Now, she has been forced to pay most of it.

The woman said she still had to sell the house to be absolved of the debt.

Another person said they face demands for thousands of dollars to be repaid after an alleged overpayment.

Submitting a Waiver to the SSA

Those who are unable to repay the overpayment amounts indicated by the SSA or who feel they should not be able to do so can fill out a specific form.

• O form is identified as SSA-632 in the SSA website and can be completed and submitted at a local office.
• “If you agree that you received an overpayment, but you feel that you should not have to return it because you did not cause the overpayment and you are unable to repay it, you should complete Form SSA-632,” notes the SSA on your website.
• It also lists several refund options.
• Recipients with additional questions should call 1-800-772-1213.

In other Social Security news, a woman has been told she is forced to repay the agency thousands of dollars in overpayments.

And a Social Security beneficiary filed an appeal with the administration after suffering a reduction in her benefits due to an undue payment three years ago.