A Social Security beneficiary has been plagued by massive debt — and it’s due to overpayments from the agency.
The beneficiary shared his complaint in a comment on a Social Security Administration (SSA) social media post.
Facebook user and Social Security beneficiary Jazmine Main recently shared her experience regarding an overpayment issue.
The SSA Facebook account shared some tips on how to combat the agency’s overpayment notices, and Jazmine posted a response.
She claims to have paid $3,000 to resolve an overpayment, according to Jazmine’s comment.
In the same comment, she added that this amount has almost been fully paid off.
No further details were provided about the nature of the overpayment or the circumstances that led to it.
FIGHT ADDITIONAL PAYMENTS
When you receive an overpayment notification, there are several actions you can take, depending on the SSA website: arrange a refund, appeal the decision, or request a waiver.
The overpayment notice provides detailed information about the reason for the overpayment, the amount, refund options, and your rights to appeal or request an exemption.
Suppose you agree to the overpayment and are currently receiving benefits.
In this case, you may be able to repay the amount in full through monthly benefit withholding or through a repayment plan by check, money order, or credit card.
If you are not receiving benefits, you can make a full or partial refund through Pay.gov or your bank’s online bill pay service.
Flexible repayment plans are available, with payments starting at $10 per month.
If you disagree with the overpayment or believe the amount is incorrect, you can appeal the decision.
This can be done by requesting a non-medical reconsideration online or by submitting a completed SSA-561, Request for Reconsideration, to your local Social Security office.
If you believe you are not to blame for the overpayment and are unable to repay it, or feel it is unfair for other reasons, you can request an exemption.
This involves submitting a completed SSA-632, Request for Waiver of Overpayment Recovery, to your local office.
Submitting a Waiver to the SSA
Those who are unable to pay the overpaid amounts indicated by the SSA or who feel they should not be able to do so can fill out a specific form.
- O form is identified as SSA-632 in the SSA website and can be completed and submitted at a local office.
- “If you agree that you received an overpayment, but you feel that you should not have to return it because you did not cause the overpayment and you are unable to repay it, you should complete Form SSA-632,” notes the SSA on your website.
- It also lists several refund options.
- Recipients with additional questions should call 1-800-772-1213.
For overpayments of $1,000 or less, exemption requests can be processed quickly over the phone.
Contact your local office or call 1-800-772-1213, Monday through Friday, 8 a.m. to 7 p.m.
If the current refund amount affects your ability to cover necessary living expenses, you may request a different refund amount.
Additionally, if repayment of the debt within 60 months is not feasible due to the negotiated repayment amount, you will need to complete Form SSA-634, Request for Change in Overpayment Recovery Rate.
These options ensure you have the resources and flexibility you need to effectively resolve any overpayment issues.
In other Social Security news, a retiree was shocked after being denied Social Security benefits despite having worked for 50 years.
And one man was forced to repay $14,000 due to a miscommunication about his benefits, which he blamed on an error by the SSA.
This story originally appeared on The-sun.com read the full story
