Nearly half (48 percent) of Americans believe the rise of AI has made them less “fraud savvy” than ever, according to a new investigation.
With AI penetrating education, communication and even science, it is clear that innovative technology in the 21st century has pros and cons.
two
A survey of 2,000 US adults revealed that only 18% feel “very confident” in their ability to identify fraud before falling victim to it.
As the United States enters a new technological era, AI continues to blur the line between reality and an artificial world.
One in three admit that it would be difficult to identify a possible scam if the scammer was trying to impersonate someone they know personally.
Between creating fake news (68 percent), robocalls with realistic voices (67 percent), and sending text messages from familiar phone numbers (62 percent), the possibility and likelihood of falling victim to a scam can cause anxiety for many Americans.
This may be because over the years, 34% of respondents have been victims of fraud in one way or another.
For 22% of respondents, this incident occurred more than five years ago, before the recent rise of artificial intelligence.
But for others, the pain is still fresh.
According to the results, 40% were impacted in the last year – with 8% indicating it was as recent as last month.
The most common types of scams affecting these victims include fake sales or listings (29%), financial transactions (29%), and email phishing (28%).
With such a wide variety of fraudulent activities, it’s no surprise that Americans hope to crack down on certain industries.
When asked which area they believe needs the most protection against fraud, respondents predominantly selected financial operations (49%), followed by emails (15%) and online sales (14%).
The survey, carried out by Talker Research and commissioned by BOSS Revolutionalso aimed to check North American adults’ feelings towards artificial intelligence and revealed that it’s not all doom and gloom.
Almost four in 10 respondents (38%) have a positive view of AI and many of them are reaping the benefits.
While its integration may not be as advanced as in the legal or medical fields, many are already using AI to answer common questions (64 percent), perform tasks they don’t want to do themselves (43 percent), and even translate languages (42 percent).
AI romance scams – BEWARE!
Beware of criminals using AI chatbots to scam you…
The US Sun recently revealed the dangers of AI romance scam bots – here’s what you need to know:
AI chatbots are being used to scam people looking for romance online. These chatbots are designed to mimic human conversations and can be difficult to detect.
However, there are some warning signs that can help you identify them.
For example, if the chatbot responds very quickly and with generic responses, it is probably not a real person.
Another clue is if the chatbot tries to transfer the conversation from the dating platform to a different app or website.
Furthermore, if the chatbot asks for personal information or money, it is definitely a scam.
It’s important to stay vigilant and exercise caution when interacting with strangers online, especially when it comes to matters of the heart.
If something seems too good to be true, it probably is.
Be skeptical of anyone who seems too perfect or too eager to move the relationship forward.
By being aware of these warning signs, you can protect yourself from falling victim to AI chatbot scams.
Of the 31 percent who tend to have a more negative view of AI, concerns about privacy and data (67 percent), fear of it becoming uncontrollable (65 percent), and concerns about fraud (61 percent) cent) keep us in their wary Terminator mindset.
Still, another 38% of all respondents admit they are likely to use AI for everyday tasks, such as translating languages (48%), writing texts or emails (48%), or choosing recipes to cook (41%).
And, planned or not, 21% believe they interact with artificial intelligence every day, and another 31% do so several times a week.
Still, with rampant fraud and deception aplenty, 80% of respondents believe the use of AI should be more strictly regulated.
“As AI technology advances, so do the tactics of the scammers who exploit it. It is crucial that consumers remain vigilant,” said BOSS Revolution Executive Vice President of Marketing Jessica Poverene.
“We advise users to verify the identity of all parties involved in transactions, refrain from rushing transactions under pressure, and consistently verify the contact information provided by the applicant,
“In cases of uncertainty, we also advise users to call the applicant using a trusted number to confirm their identity.”
Money talks – it’s a common thread needed in every family and is often a source of stress.
More than two-thirds of Americans (69 percent) believe that artificial intelligence has had a very large impact on financial fraud.
Taking it a step further, only 25% believe that artificial intelligence has the ability to have a positive impact on their financial security.
And your concerns may be valid, since the average respondent sends money to others or uses a money remittance service about twice a month, further exposing themselves to potential scams and scams.
They do it because it’s convenient (50%), it’s easy (32%), or because the person they need to pay lives far away (16%).
Only 14 percent of respondents indicated that they use this service because it is safer.
“Protecting users from fraud is a top priority for any modern company that values the well-being of its users, especially in the evolving landscape of AI-driven fraud,” said BOSS Revolution Executive Vice President of Marketing Jessica Poverene .
“It is important to employ advanced algorithms and rigorous verification processes such as AI anomaly detection, real-time monitoring and multi-layer authentication,
“To detect and prevent fraudulent activity to ensure transactions remain secure.”
HOW DO PEOPLE IN THE US REGULARLY INTERACT WITH ARTIFICIAL INTELLIGENCE?
- Through the company’s chat/messaging service – 44%
- Social media – 37%
- By phone – 31%
- Text message – 31%
- Email – 26%
- Through a home assistant speaker – 25%
Research methodology:
This randomized, double-opt-in survey of 2,000 Americans in the general population was commissioned by BOSS Revolution between June 5-10, 2024.
It was conducted by the market research company Speaker searchwhose team members are members of the Market Research Society (MRS) and the European Society for Opinion Research and Marketing (ESOMAR).
This story originally appeared on The-sun.com read the full story
